Credit Authorization Administrator

Canada
Permanent
Full-time

1 month ago

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.We support major companies and financial institutions in their development and the financing of their projects.As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.Ready to take part in our mission ?*By balance sheet size - The Banker, Juillet 2025Reference 2026-109305Publication date 25/02/2026Job descriptionBusiness typeTypes of Jobs - Risk Management / ControlJob titleCredit Authorization AdministratorContract typePermanent ContractManagement positionNoJob summaryCrédit Agricole CIB (CA-CIB) Canada is the home of Crédit Agricole CIB Canada Branch and Crédit Agricole Services & Operations.The Canada Branch has offices in Montreal and Toronto providing financial services to Canadian Financial Institutions, Banks, Pension Funds & SSA and to large Canadian headquartered international corporations.Crédit Agricole Services & Operations is hosting a part of all Crédit Agricole CIB's support functions, from KYC, Back Offices, Risk, IT, Legal or Finance supporting our growing operations in the Americas and complementing our European and Asian operations platforms in a “follow the sun” approach.When you join CA-CIB Canada, you are joining a certified Great Place to Work employer, and a highly engaged workforce.Key Responsibilities:· Review and understand Credit Approvals

Understand the Credit Approval process
Translate Credit Approvals into the Banks Quantitative Data Model

· Understand commercial products and their associated risks, including:

Commitment of Commitments
Term Loans
Delayed Term Loans
Revolving Credit Facilities
Over-holds
Trade Receivables
Swing Lines
Various types of LC's (Fronting, Performance, Financial)

· Review and understand signed structures with customers

Analyze executed Loan Documentation, especially Credit Agreements
Identify key clauses related to borrowers, products, amounts, maturity dates, and sub-limits
Ensure alignment with Credit Approval
Review Closing Requests from FO/MO for consistency with executed loan structure

· Model signed structures in worldwide authorizations system (BMA)

Ensure modeling is within credit approval parameters or less risky
Control Data Quality of Authorizations to enable accurate monitoring of Client exposure
Trigger anomalies related to over-limits, unauthorized products/borrowers, and transactions past maturity dates

· Communicate with supervisors about authorization structures as outlined in Credit Approvals and signed documentation· Maintain authorizations throughout transaction lifecycle

Record maintenance including Renewals, Increases, Decreases, Refinancing, Extensions, and Annual reviews
Investigate anomalies from modeling of signed documentation structure

Supplementary InformationManagement and Reporting

Hierarchical Management: Christophe Santune, Director, CASO Montreal - Head of Risk CASO
Functional Management and Reporting: Kristine Bonner, Director, CACIB NY - RPC Admin, Monitoring & Projects
Direct Management and Reporting: Andrea Santos, Vice President, CASO Montreal - RPC Admin, Monitoring & Projects

Key Internal contacts

CACIB NY - RPC - Admin, Monitoring & Projects
CACIB Paris RPC - CMR
CACIB NY - SCS (Credit Analysts)
CACIB NY - FCS Client Service Corp. (Middle Office)
CACIB NY - Commercial Back Offices (Loan and LC Departments)

Role specific requirements

Commercial Financing Products and Transactions
Credit Approvals
Legal Documentation

Position locationGeographical areaAmerica, CanadaCityCANADARemote workhybridCandidate criteriaMinimal education levelBachelor Degree / BSc Degree or equivalentAcademic qualification / SpecialityBachelor's degree in Finance, Banking, Economics, or related fieldLevel of minimal experience3-5 yearsExperience

3-5 years of experience in banking, preferably in commercial credit operations, commercial documentation, commercial back office or commercial middle office.
Experience with credit approval processes and loan documentation

Required skills

Accuracy and precision in data entry and verification
Documentation review capabilities
Strong analytical skills with attention to detail
Verbal and written communication skills in English and French required (You will need to service Anglophone clients and work with Anglophone colleagues)

Crédit Agricole

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