
Underwriting Specialist, Auto
- Calgary, AB Ontario
- Permanent
- Full-time
- Proactively seek renewal and new account opportunities with key broker partners.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities.
- Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
- Make agent / broker / customer and on-sight calls with a planned and well-prepared purpose.
- Negotiate Terms & Conditions and close deals.
- Cross-Sell other lines of business to increase product density with the account.
- Participate in Sales Team meeting as related to assigned brokers and / or territory.
- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
- Update required systems with details of broker / client visits and account status within specified time frame.
- Serve as key contact for assigned target accounts.
- Develop strong broker and client networks as related to industries underwritten by Business Unit.
- Calculate Target Price accurately by utilizing underwriting tools appropriately.
- Measure exposure / analyze risk.
- Assist in training and developing staff.
- Provide expertise on coverage issues with claims programs and guidelines.
- Contribute to development of u/w manuals, programs and guidelines.
- Approve / place facultative purchases
- Promote the organization's products and services in order to increase penetration within agency plant
- Ensure the successful completion of projects by maintaining continuing dialogue with business unit sponsors during implementation of major projects
- Diagnose and develop recommendations to solve unique business unit and customer problems
- Lead complex technical or long-term (over 6 months) business projects to implement new or changed systems, programs or products
- Investigate, recommend and implement leading edge technical solutions when they meet customer needs.
- High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.
- High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
- Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area (ADD POP addendum)
- Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
- Knowledge of Microsoft Office
- Experience working on time restraints for quotes on new and renewal business
- Experience working in a team environment
- 5+ years Underwriting Commercial Automobile Risks (IRCA, Garage, Fleet) with a focus on medium to large accounts
- Experience in:
o Loss rated accounts;
o Working with actuarial type risks;
o Loss sensitive, high retention policies;
o Heavy commercial US exposure and/or US plated;
o Filings and Regulatory challenges; and
o Updated fleet technology knowledge.
o Bachelors Degree
o Strong verbal and written communication skills
o Microsoft Office experienceOur Culture
- At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.
- We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
- We care about our employees' well-being and offer a comprehensive health/benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.
- We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.
- We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.
- We are committed to continuous improvement and offer access to a comprehensive range of training and development opportunities.
- We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.
- We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto's Top Employers and to have received Insurance Business Canada's 5-Star Diversity, Equity and Inclusion Award.