Job DescriptionWhat is the opportunity?RBC Cards is one of the leading credit card businesses in Canada and is a strong contributor to Canadian Banking’s revenues and profits. The business has grown tremendously in the last five years, driven by our strong suite of Credit Card products and innovative strategy.In this role, you will be accountable for the strategy, execution and delivery in support of RBC’s Everyday Cards product portfolio, with a specific focus on expansion and growth opportunities in the everyday rewards and cash back segments. You will synthesize and execute strategies across channels and multiple partners and stakeholders. You will own the overall financial goals of the business and lead the development and implementation of strategic initiatives. You will manage both internal and external strategic relationships with the goal of delivering superior partnership and P&L / Product management enabling RBC to meet and exceed business drivers and annual profitability objectives. You will also own the relationship with RBC Insurance to manage and optimize embedded insurances and Balance Protector products.What will you do?P&L management for the Everyday Cards portfolio (Cashback, ION/ION+) responsible for strategy, forecasting, product features and development, promotion, pricing and process enhancements for revenue optimizationResponsible for product management including planning, creating business cases, setting growth objectives and managing key revenue driversYou will lead financial forecasting & reporting, and the development of strategies that will grow RBC’s market share in this segmentResponsible for overall positioning and branding of the portfolio as well as the management of the go-to-market strategyLiaise with Insurance Business, Creditor Business as well as third party vendors on pricing, growing the business and adhering to the regulatory frameworkIdentify performance trends and recommend initiatives to increase competitivenessContinuously monitor performance and deliver results at the monthly and quarterly forums with business insights to assess performanceWhat do you need to succeed?Must have:Well-developed interpersonal and influencing skills to build and maintain effective working relationships and elicit cooperation from internal partnersStrategic business sense with planning and implementation capabilities, strategic thinking and negotiation skillsDemonstrated ability to lead changeUnderstanding of key credit card business drivers with strong financial analysis skillsExcellent critical thinking skills with ability to resolve issues through innovative solutionsExcellent communication skills (listening, understanding and responding)Strong client focus/orientationAttention to detailProven time and self-management skillsDemonstrated experience within the credit card industry is strongly preferred.Nice to have:Experience developing new products and capabilitiesPartner management and negotiation experienceExperience in go-to-market initiativesWhat’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.Ability to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamOpportunities to do challenging workJob Skills Business Case Design, Critical Thinking, Knowledge Organization, Product Development Methodology, Product Lifecycle Development, Product Manufacturing, Product Services, Product Testing, Results-Oriented, Waterfall ModelAdditional Job DetailsAddress: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOCity: TorontoCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: PERSONAL & COMMERCIAL BANKINGJob Type: RegularPay Type: SalariedPosted Date: 2025-09-04Application Deadline: 2025-09-11Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .
