Underwriting Specialist, Environmental

• Proactively seek renewal and new account opportunities, effectively and efficiently handling incoming submissions as well as soliciting business through pipelining.
• Measure exposure/analyze complex environmental risk across a diverse range of industry classes, including manufacturing, real estate, construction, and energy.
• Review and synthesize the findings of environmental due diligence (Phase Is, Phase II Environmental Site Assessments etc.), with the ability to profitably underwrite known and unknown pollution conditions in the determination of coverage terms.
• Pre-qualify accounts to meet with the organization's LoB-specific and overall appetite, using a solution-oriented approach to profitably meet the customer's needs.
• Assist as a subject-matter expert in product development and craft the initial drafts of manuscript forms. Contribute to development of u/w manuals, programs and guidelines.
• Regularly initiate and lead in-person visits with brokers, customers, and as well as internal stakeholders with a planned and well-prepared purpose, in order to further existing relationships and develop new ones.
• Identify and initiate opportunities for risk engineering, attending on-site surveys in collaboration with Zurich Risk Resilience engineers, and skillfully synthesizing the survey findings in Terms & Conditions.
• Negotiate Terms & Conditions with a high degree of skill, actively following through on current opportunities to close the deal and welcome further opportunities.
• Exemplify a OneZurich philosophy by collaborating with other lines of business to cross-sell and increase product density, supporting colleagues across different business units.
• Actively participate in team meetings, exhibiting behaviours that promote the well-being of self and teammates.
• Show accountability in good data hygiene, ensuring data associated with accounts are accurate and complete.
• Work effectively with all stakeholders to achieve operational metrics, including timely and accurate issuance and coding of policy transactions.
• Assist in training and developing junior staff and new joiners to the underwriting and operations team.
• Contribute to the organization's thought leadership, representing the organization in external publications and seminars. Further the wider organization's understanding of Environmental Liability LoB's appetite and strategy.
• Conduct broker and customer presentations on Environmental Liability, emerging issues, and LoB appetite.
• Ensure the successful completion of projects by maintaining continuing dialogue with business unit stakeholders during planning and implementation.

• High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. (ADD POP addendum)

• High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area

• Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area (ADD POP addendum)

• Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area

• Knowledge of Microsoft Office
• Experience working on time restraints for quotes on new and renewal business
• Experience working in a team environment

• Bachelor's Degree, majoring in Life or Environmental Sciences, or Chemical/Environmental Engineering
• 5-7 years in an Environmental Underwriting or Broking role
• 1-3 years in an Environmental Consulting or Technician role, with experience conducting or reviewing Phase I and IIs Environmental Site Assessments
• Strong verbal and written communication skills; bilingual (French and English) fluency is strongly preferred
• High degree of proficiency in Microsoft 365 (Outlook, Word, Excel, PowerPoint) and Adobe Acrobat suite

• At Zurich, we are proud of our culture. We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. Our DIEB initiatives are creating an environment where everyone feels welcome.
• We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact.
• We care about our employees' well-being and offer a comprehensive health/benefits plan with varying levels of coverage to suit your specific needs and a competitive total compensation package.
• We understand how important it is to rest, recharge and do the things you love. At Zurich, all employees receive a minimum of four weeks of vacation per year to do just that.
• We also understand that employees require time off for personal reasons. Maybe you have an appointment during a workday, a cultural or religious holiday you would like to observe, or you need time off to focus on your mental health. Zurich employees receive four personal days per year to be used at their discretion.
• We are committed to continuous improvement, and offer access to a comprehensive range of training and development opportunities.
• We care about our communities. Our communities are where our customers, people, and shareholders live and work. While we can be proud of the contribution to society Zurich makes through our core business of insurance, we must also give back to our communities through our talent, time and resources.
• We have won numerous awards for our workplace culture. We are proud to be one of Greater Toronto's Top Employers and to have received Insurance Business Canada's 5-Star Diversity, Equity and Inclusion Award.

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