Bilingual Life Underwriting Auditor
- Canada
- Permanent
- Full-time
- Full-remote opportunity within Canada
- Competitive base salary and bonus
- Comprehensive Benefits Package: Effective from Day 1
- Retirement Plan: Pension kicks in after 3 months
- Paid Time Off: 3 to 4 weeks of vacation
- Flexible Benefits Plan
- Growth Opportunities: Gain exposure to cutting-edge technologies, learn new automated underwriting products, and advance in your career
- Order APS and other relevant information, conducting research and analysis on medical/financial records, applicant insurance history, and other data sources, including confidential medical information through the Medical Information Bureau (MIB).
- Document findings efficiently in underwriting systems, completing full assessments of applicants' risk profiles and verifying appropriate premium classifications.
- Determine if remedial action is necessary for existing policies, including rescission or reformation of contracts, while consulting with the Medical Director and Chief Underwriter for complex cases.
- Communicate decisions effectively with producers and applicants, both verbally and in writing (English and French).
- Maintain accurate records and statistics of actions taken.
- Occasionally review new business, reinstatements, and change requests.
- Contribute to initiatives to automate and streamline the underwriting auditing process, helping to improve efficiency.
- Fluency in English and French
- Minimum of 4 years of underwriting experience in life insurance
- Experience reading and interpreting Attending Physician Statements (APS).
- Strong knowledge of underwriting theory, principles, methods, systems, and processes.
- Ability to communicate effectively with agents and producers, explaining underwriting decisions clearly.
- Knowledge of life insurance, critical illness, and simplified products
- Ability to work independently in a remote setting, with flexibility for hybrid work in Toronto.