Bilingual Commercial Credit Advisor, Commercial Credit Adjudication
- Montreal, QC
- Permanent
- Full-time
- Develop and utilize specialized knowledge and experience of specific industry/segment(s) to support the credit needs of RM and their clients
- Assist RMs with completing monthly credit renewals, balance client needs and high risk situations effectively, while ensuring account managers are informed of any changes in the review schedule
- Exercise due diligence in preparing credit renewals adjudication re: know your client, know the transaction, credit structure, risk analysis and client strategy
- Identify risk issues and take proactive action, keep up-to-date on economic trends and stay abreast of Credit Administration & Compliance Trends, recommending action to correct unsatisfactory situations
- Develop strong working relationships with the RMs to optimize overall processing time
- Assist RMs in maximizing opportunity spotting with all clients to enhance retention, referrals, and sales activities and contribute to superior client care
- Liberate capacity for supported RMs by effectively/proactively managing the credit renewal process in order to provide them with more client facing time
- Demonstrate commitment to team work and collaboration through coaching
- Previous Commercial Banking, Small Business lending or credit experience
- Knowledge of commercial financial services credit tools, including Newton & Synergie
- Strong Business Acumen
- Solid company financial statement analysis skills
- Professional oral and written communication skills
- Degree in a Finance, Commerce, Management or an accounting related field
- Bilingualism (English and French) required, as you will regularly do business with RBC partners and/or employees across Canada with English and French speaking needs
- CFA, MBA
- Experience as a Commercial Account/Relationship Manager
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- World-class sales and senior leadership training with countless development opportunities
- A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
- A focus on work-life balance
- A unique opportunity for personal and professional growth
- Work in a dynamic, collaborative, progressive, and high-performing team