Senior Analyst, AML

• Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
• Wellness: Tailored well-being solutions available 24/7.
• Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
• Community Support: Paid Volunteer Day to give back to your community.
• Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan
• Development: Access to Fairstone Academy for comprehensive training and skill development.
• Employee discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.

• Investigate alerts from the automated transaction monitoring system to identify potential instances of money-laundering or terrorist financing.
• Ensure thorough investigation and resolution and making decisions and recommendations on necessary actions required.
• Review names and entities on name-screening software for decisioning, escalation, and potential reporting.
• Complete documentation and Enhance Due Diligence reviews to mitigate and manage risk exposure for high-risk accounts.
• Ensure timely and efficient reporting of transactions considered suspicious.
• Prepare and submit regulatory reports within prescribed deadlines to regulators, specifically Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and Office of the Superintendent of Financial Institutions Canada (OSFI).
• Aid in the development and implementation of AML/ATF policies and procedures.
• Provide assistance during effectiveness reviews, regulatory examinations and external reviews.
• Assist in the analysis, recommendations, and development and/or enhancement of the Bank’s AML/ATF Program establishing best practices and implementing changes to the Program as required.
• Stay current with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends.
• Complete other duties and projects as may be assigned.

• A bachelor’s degree and/or three or more year’s of AML/ATF operational experience, preferably in the Canadian financial industry.
• ACAMS certification valuable, but not required.
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations.
• An understanding of financial services is required, experience with credit cards and loan products would be an asset.
• Exceptional analytical skills with keen attention to detail and proficient writing abilities.
• Advanced technical skills in Microsoft Office applications, advanced Excel skills is an asset.
• Extensive time management and organization skills with the ability to meet tight deadlines.
• Self-motivated and a demonstrated history of critical thinking and good judgment.
• Ability to meet multiple deadlines in a timely manner while providing high-quality output.
• Ability to make decisions independently using sound judgment.
• Ability to work in an agile environment requiring prioritization of duties.
• Strong communication and interpersonal skills with the ability to foster and develop relationships with colleagues and other Bank departments.
• Meticulous attention to detail and strong organizational and prioritization skills.
• Ability to interpret and operationalize regulatory requirements.

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