Bilingual Senior Specialist, Credit Risk and Financial Analysis

Canada Mortgage and Housing Corporation

Ottawa, ON
Temporary
Full-time

1 month ago

Job Requisition ID: 11929Position Status: Temporary Full TimePosition Type: HybridOffice Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)Travel Requirement: LimitedLanguage Designation: BilingualLanguage Skill Levels (Read/Write/Speak): CBCSecurity Requirement: Reliability StatusSalary: Our salaries generally range from $ 101639.3 to $ 127049.13 and are based on qualifications and experience.About CMHCThe work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.Join us and be part of a team that's committed to making a real difference and be part of something meaningful.What's in it for youWe've got the purpose, the people and the perks you need for a fulfilling career. Here's the comprehensive and generous benefits you get when you're a contract employee:

Accrued vacation.
Annual individual performance bonus.
Group insurance coverage to support your well-being from day one.
Support towards your personal and professional growth with training, mentorship and more.
An inclusive workplace culture and environment.
While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

About the roleJoin the Multi-Unit Borrower Financial Analysis (MUBFA) team within the Business and Portfolio Operations Division, in the Bilingual Senior Specialist, Credit Risk and Financial Analysis position. In this role, you will provide credit opinions on large borrowers by identifying, analyzing, and assessing associated risks, and offering recommendations regarding CMHC's continued insurance business. You will mentor and coach junior members of the team by providing guidance on large borrowers with complex organizational structures and elevated risks. You will also advise the senior management on key risk indicators at the portfolio level and recommend active mitigation strategies accordingly considering all relevant business and risk factors.This is a temporary position of a duration of 18 months.What you'll do:

Act as the subject matter expert and coach and mentor junior members of the team.
Establish financial review and monitor framework on large borrowers and provide subject matter expertise to internal & external clients.
Perform complex financial analyses and manage the end-to-end credit review process, while providing guidance to internal clients on financial aspects, such as financial reviews, credit analysis, risk management policies and procedures.
Work closely with external clients and counterparties, reviewing borrower financials submitted by lenders and preparing recommendations for credit committee approval.
Ensure that the functional business unit is compliant with corporate policies and follows industry best practices.
Ensure that appropriate systems are in place for effective and efficient credit risk analysis, monitoring and reporting.
Develop and support the development of policies, methodologies, procedures, analytical modelling and risk management information systems.
Develop and deliver seminars for various internal/external stakeholders.

What you should have:

An undergraduate degree in Commerce, Business Administration, Finance, Economics, or Accounting.
A minimum of seven (7) years of progressive experience in financial risk management, with demonstrated expertise in:

Credit risk assessment and mitigation strategies
Commercial Mortgage lending practices and Real estate market dynamics
Underwriting standards and guidelines
Loan structuring and portfolio analysis
Collateral evaluation and risk exposure analysis
A proven ability to independently assess complex credit scenarios, applying deep industry knowledge and sound judgment to support decision-making.
Strong analytical and problem-solving skills, with the capacity to think strategically and respond effectively in high-pressure situations.
A solid understanding of accounting principles and standards, including their application in financial risk contexts.
Familiarity with credit risk management frameworks, policies, and methodologies used in regulated financial environments.
Strong oral and written communication skills in both official languages (English and French), with the ability to translate complex financial concepts into clear, actionable insights for diverse audiences, including senior leadership and external stakeholders.
Excellent interpersonal skills, with a high level of professionalism, business acumen, and the ability to collaborate effectively across multidisciplinary teams.

It would be great if you also had:

A CPA, CFA or CIA professional designation.
Demonstrated Audit experience.

Posting closing date: Note, the competition will remain active until filled.Our commitment to diversity, equity, and inclusionWe're committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.CMHC is an inclusive workplace where diversity of thought - and of people - are recognized, valued, and considered essential to achieving our mission.What happens after you applyWe know that applying for a new job can be both exciting and daunting, and we appreciate your effort. . If you are selected for an interview or testing, please advise us if you require an accommodation.If you applied before and you were not successful don't worry - we're always posting new positions, so don't hesitate to give it another shot. We're excited to see what you bring to the table this time around!

Canada Mortgage and Housing Corporation

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