AML Financial Crime Risk Investigator II (Scenario Testing) 4772

TD Bank View all jobs

  • Toronto, ON
  • $69,700-98,400 per year
  • Permanent
  • Full-time
  • 7 days ago
Work Location: Toronto, Ontario, CanadaHours: 37.5Line of Business: Financial Crime Risk ManagementPay Details: $69,700 - $98,400 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:The AML Financial Crime Risk Investigator II provides a range of AML analytical and/or operations process support in scenario tuning/testing, in adherence to AML/BSA, Sanctions and ABAC requirements. In this role you will be responsible for identifying detection enhancement, guiding testing approaches, and providing actionable insights to improve the quality of scenario coverage.As a Financial Crime Risk Investigator II, you will:
  • Oversee, manage, and analyze complex data sets to ensure data consistency and quality.
  • Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
  • Identify false positives and control gaps through deep-dive reviews, and highlight root causes of false positive and inefficiencies, and provide clear, risk-based observations to improve scenario performance.
  • Guide the Financial Crime Risk Investigator I on testing approach and investigative techniques, review and challenge testing results to ensure quality and consistency.
  • Support the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters
  • Support and understand risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry / business gold standard methodologies
  • Act as a process subject matter expert in a range of technical processes and procedures
  • Partner as required with cross-functional teams across TD and/or external contacts
  • Require an understanding of a range of product and services, processes, procedures, systems and concepts
  • Raise issues to appropriate level for clarify or interpretation; may lead problem resolution
  • Prioritize and manage own workload in alignment with service and productivity requirements
  • Keep abreast of emerging issues, trends and evolving regulatory requirements; assess potential impacts
  • Protect the interests of the organization; identify and manage risks, call out non-standard, high-risk transactions/activities as necessary
  • Follow applicable internal and external audit and regulatory requirements and may actively participate in Audit Review process, providing recommendations and guidance
  • Participate fully as a member of the team, support a positive work environment
  • Act as a brand ambassador for your business area/function and TD, both internally and externally
DEPARTMENT OVERVIEWGlobal Anti-Money Laundering at TDPick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world.Do you believe the best defense is a good offence? At TD, we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions – Policy, Testing, Advisory and Operations – that together build our Global Anti-Money Laundering (GAML) Program and professional community.Ready to join us? We have a new opportunity to grow your career in AML (Anti-Money Laundering) Operations.AML Operations establishes processes to identify unusual and suspicious activities and transactions at the Bank, enterprise-wide. The centralized team manages the daily activities related to Anti-Money Laundering, Bank Secrecy, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption. Roles help to support compliance in these areas and other legislation in each jurisdiction where TD operates.JOB REQUIREMENTSWhat can you bring to TD? Tell us about your most relevant experience, credentials and knowledge for this role, as well as these essential requirements and desired attributes:
  • Undergraduate degree preferred
  • Two (2) or more years of experience working within the area of financial intelligence
  • Advanced knowledge of AML operations, standards, procedures, laws, rules and regulations
  • Prior Financial Intelligence Unit (FIU) experience (asset)
  • Knowledge of TD's AML risk appetite (asset)
  • Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
  • Ability to collaborate and build relationships
  • Ability to handle confidential information with discretion
  • Ability to communicate effectively both written and verbal
  • Ability to pay high attention to details
  • Skill in using computer applications including MS Office
  • Strong analytical skills to understand data
  • Skill in using analytical software tools, data analysis methods and reporting techniques
  • Attention to detail to ensure accurate data analysis
  • Problem Solving to identify challenges
  • Ability to effectively kept stakeholders informed and involved through regular updates and presentations.
Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.We look forward to hearing from you!Language Requirement (Quebec only): Sans Objet

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