Financial Crime Risk Investigator II IERT (FCI) 4768

• Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations. Undertake customer demarkets and suspicious transaction reporting (STR) as required.
• Conduct data analysis, manipulation and interpretation looking for patterns and anomalies. Undertake focused and meaningful research, analysis, and assessment of financial crime threats to identify potential exposure points for the Bank and their impact on enterprise controls.
• Initiate investigations and/or conduct data analysis concerning emerging AML and Sanctions/ABAC risks. Monitor industry and typologies risk and trends and share knowledge with appropriate stakeholders. Ensure typologies/red flags are assessed against the Bank's risk appetite and that areas of concern are identified for proactive analysis.
• Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned.
• Work with business partners to define data requirements for analysis, and to understand data availability and quality, sources of potential data (internally and externally) and key variables to be used in interrogating the data.
• Assist with management and participation in public-private partnerships (PPPs) and in identifying how to leverage insights into FC trends and emerging threats.

• Participate in work streams for medium scale projects / initiatives in accordance with project management methodologies.
• Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Maintain appropriate project records, databases, and information; report to management and others on project status and updates.
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Contribute to cross-functional / enterprise initiatives to identify risk/ provide guidance for complex situations. Interact with FCRM partners and control function owners to explain potential impacts arising from research findings.
• Contribute to the development and maintenance of TD's AML/ATF/Sanctions/ABAC programs, including awareness and specialized training on FC themes that have been subject of analyses.
• Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status and findings of analytic projects. Assist in drafting and providing regular reporting to relevant FCRM committees.

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest.
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit.
• Participate in personal performance management and development activities, including cross training within own team.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce.
• Act as a brand champion for your business area/function and the bank, both internally and/or externally.
• Protect the interests of the organization - identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.

• Experienced working professional role providing analytical services, quantitative analysis, advisory or processes / program support.
• Undergraduate degree or 3+ years equivalent work experience in AML
• Sound knowledge of TD Bank products, systems, policies and procedures is desirable.
• Professional AML certification (ACFCS, ACAMS or equivalent) desirable.
• Strong communication skills (verbal and written) and an ability to summarize complex matters in an easily understandable format.
• Comfortable with technology and with manipulating large data sets. Familiarity with MS Access, Python, Qliksense, Power BI or Tableau is desirable.
• Ability to manage multiple tasks and assess priorities.
• Curiosity, effective organization, ability to work independently at times and a strong interest in current affairs are assets.

TD Bank