
Intermediate/Senior Group Underwriter – Group Underwriting
- Canada
- Permanent
- Full-time
- Lead the underwriting of renewals and quotations for health, dental, life, and disability benefits, with a focus on mid-to-large group cases.
- Apply advanced risk assessment techniques to evaluate plan design changes and ensure alignment with underwriting principles and profitability targets.
- Review and validate new business enrollments, ensuring consistency with quoted terms and underwriting assumptions.
- Maintain comprehensive documentation to support underwriting decisions and ensure compliance with audit standards.
- Analyze claims experience, demographic trends, and financial performance to inform pricing and renewal strategies.
- Collaborate with sales, actuarial, and product teams to develop tailored benefit solutions for complex client needs.
- Mentor junior underwriters and contribute to knowledge sharing within the team.
- Participate in cross-functional projects and initiatives that enhance underwriting processes and tools.
- Minimum 3–5 years of direct experience in group underwriting, with demonstrated expertise in assessing and pricing group benefits plans.
- Bachelor’s degree in mathematics, business, economics, or a related field. CEBS, GBA, or other underwriting-related certifications are strong assets.
- Advanced analytical and decision-making skills with a strong grasp of underwriting methodologies and financial principles.
- Excellent communication skills, with the ability to explain complex underwriting decisions to both technical and non-technical stakeholders.
- Proven ability to manage multiple priorities and deliver high-quality work under tight deadlines.
- Proficiency in Microsoft Excel and other analytical tools; experience with underwriting systems is an asset.
- Strategic thinker with a proactive, solutions-oriented mindset.
- Comfortable working independently and collaboratively in a remote or hybrid environment.
- In-depth understanding of group benefits products; familiarity with Alberta Blue Cross® offerings is a plus.